2 days later was telephoned by credit score Charlottesville the yard advising there were 2 defaults on my file. I asked how it was possible and they told me that DnB was useless database and no one used them Veda was the one that people checked. I immediately went to Veda and credit score Charlottesville found 2 defaults listed by Credit Corp Group.
I knew nothing of them at all so called this Credit Corp mob. They advised me that they were purchased debts credit score Charlottesville from 2 companies in 2004 and 2006. Seeing 6 years had passed on 1 of credit score Charlottesville them I was not obliged to pay it but the default would remain. I had no idea about either of the 2 credit score Charlottesville so disputed the 6 year old one and settled the recent one. CCG removed the older one from default citing in credit score Charlottesville an Email it was placed in error. Having paid the other one I wanted to deal with it after my loan went through. I tried again but was told irrespective of it being settled it was still a default and bad luck basically. Since then I have been trying to get CCG to prove the debt. Turns out it is a CBA credit card which they have an application for. They have not provided the copies of the ID documents they claimed were used to open the account and there are some inconsistencies on the application form. annual credit report site
After 3 letters, 2 calls credit score Charlottesville and a letter to Veda disputing this the default still remains on my file and no documents I have requested have been presented to me. They claim CBA have an indefinite time period to present those. My question is, why does CCG not have those ID documents (my birth certificate and credit score Charlottesville drivers license) seeing they bought the debt. I have no written a 2nd request to Veda for file review and have sent a copy of all documents to date relating to this issue to the Financial Services Ombudsman. I will be successful at getting the listing removed and then I will pursue my money back for the settlement credit score Charlottesville I made last year. Then I guess credit score Charlottesville Ill see what else I can go for, after all the listing has caused me to lease instead of loan at a much higher repayment rate. reporting credit card fraud I have a $25,000 paid default with Macquarie Leasing, and we are stuck with a home loan through GE Home Loans paying a huge rate 10.7% on 750,000.00. We have proved our ability to pay our credit score Charlottesville home loan at the ridiculous rate.
We have tried to re-finance so we can afford to live but nobody will re-finance us even though we have proven our ability credit score Charlottesville to pay. It seem the only way credit score Charlottesville we can get rid of G.E is to sell the home we love. Is there another way that we can re-finance credit score Charlottesville and keep our home? Andrew Pringle There probably is but I guess you will pay a similar rate. It seems the credit score Charlottesville solution to bad debtors is to make them pay even more.
It amazes me that the less you seem able to pay back a loan (and I am only talking about on paper) the more you have to pay to borrow money. I am in the same boat.paying $500 more per month to lease a vehicle which clearly demonstrates I can service a proper loan for the same vehicle. I think in your circumstance that you might be worth spending the $2000 to have on of these firms attempt to remove the default listing off your file. Update to post #44 Veda have now begun a secondary investigation and it seems this time I have been credit score Charlottesville allocated a Case File #. denied credit free credit report I guess thats a step further than the last time I disputed this. Ill update the outcome as soon as I get some headway.
Thanks Aaron, we have tried paying to have the default removed, but Macquarie leasing do not remove defaults for love or money, regardless of reasons they were caused, like credit score Charlottesville the overlooking of a transfer of lease by a solicitor at the sale of a business. Strange how they can stuff up and we get held accountable for the credit score Charlottesville next 5 years.
Hi Aaron, DnB only started recording Consumer information in 2004 and have bben traditionally known for reporting business information..